Card processing
In-person and keyed card acceptance with a clear look at the rates and fees on your statement.
Local business owners · Melbourne, FL
Could you be paying less to process cards?
We'll review your statement to see whether lower rates are available and explain what you're paying.
The Statement Clarity Review. No cost. No obligation.
A review of your statement, not a savings promise. If your numbers already look good, I'll tell you that too.
Payment services
Tools that fit how you take cards
Card processing is the start. We also help with the hardware and software that sit around it — without the extras you didn't ask for.
Payment terminals
Countertop and portable terminals for the counter, the floor, or appointments outside the shop.
POS systems
Point-of-sale setups that ring sales, track refunds and deposits, and keep day-to-day payments organized.
Online & ecommerce payments
Take cards on invoices, booking pages, and online checkouts when customers pay away from the counter.
Mobile & contactless
Tap-to-pay and mobile readers so payments follow you — service calls, events, or a second location.
Invoicing & billing
Send invoices and collect payment without forcing every customer through a terminal at the counter.
What we look at
Your rates, and the fees around them
Straight talk about your own statement. No pressure, and no savings promises before we've done the math.
1
Wondering if you could pay less?
Question to ask: Are lower rates available for my business?
- Your statement shows the rates you pay and the fees charged around them.
- Comparing rates without the fees can give the wrong picture.
How we help
We look at the rates and fees on your statement together and check whether lower rates are available. If your numbers already look good, I'll tell you that too.
2
Hard to read your statement?
Question to ask: What is each line on my statement for?
- Statements mix discount fees, assessments, PCI, batch, gateway, and lease lines.
- Seeing fees in dollars, alongside one all-in percentage, can make the monthly cost easier to compare.
How we help
We add up the processing costs on your statement and divide by your card sales, so you see your all-in rate as a percentage, with the fee amounts explained in dollars.
3
Equipment lease on your statement?
Question to ask: Is there a lease, and how many months are left?
- Lease lines often sit next to processing fees and get overlooked.
- Months left, monthly cost, and who the leasing company is matter before any switch.
- Leases can be separate from the processing agreement.
How we help
We find the lease in your paperwork and lay it out in plain English — so you decide with eyes open.
How it works
3 steps. About 15 minutes of your time.
1
Request your review
Use the form below or call. Tell us the best window to reach you.
2
Send one statement
Any recent monthly processing statement. Do not send it through this form. The statement delivery method will be confirmed before any statement is collected.
3
Go line by line
We walk you through your rates, the fees on your statement, your all-in rate, and any lease, and tell you whether lower rates are available. You decide what, if anything, changes.
Local help
Straightforward help from Melbourne, FL
Melbourne, FL
Brevard Real Merchant Services is based in Melbourne, FL — an agent of Real Merchant Services.
Statement Clarity Review
We review your rates and fees with you, check whether lower rates are available, and show your all-in rate.
You decide next steps
No pressure pitch. If your numbers already look good, I'll tell you that too.
Darren Stutzke
Agent, Real Merchant Services · Brevard Real Merchant Services · Melbourne, FL
Darren reviews your statement with you to see whether lower rates are available. He adds up your total processing costs, divides by your card sales to get your all-in rate as a percentage, and explains the fee amounts in dollars, line by line.
Statement Clarity Review
Request your review
Tell us the best window to reach you. Prefer to talk now? Call the number below.
- Whether lower rates are available for your business
- Your all-in rate, as a percentage of card sales
- The fees on your statement, explained in dollars
- Your lease terms, if you have one
- Straight answers — you decide next steps
Book my free review
This form never collects statements, card numbers, bank logins, or Social Security numbers.
A review of your statement, not a savings promise. Rates, fees and terms depend on your statement, your equipment and your contract. I'll show you what's on yours.
Straight answers
Questions business owners ask
What is a Statement Clarity Review?
We go through one recent card processing statement with you, look at the rates and fees you're paying, and check whether lower rates are available. You'll see your all-in rate (total processing costs divided by card sales) with the fee amounts in dollars. If your numbers already look good, I'll tell you that too.
Will I save money?
It depends on what's on your statement. A review of your statement, not a savings promise. Rates, fees and terms depend on your statement, your equipment and your contract. I'll show you what's on yours.
Why look at fees and not just the rate?
What you pay comes from your rates and your fees together. A lower rate doesn't help much if other fees cost more, so we review both.
Do I have to switch processors?
No. You'll walk away knowing your all-in rate, what the fees on your statement are for, and whether lower rates are available. Any next step is your call.
What do I need to have ready?
One recent monthly processing statement, ideally a full one with every page. If you have an equipment lease, the lease paperwork helps too.
How long does it take?
About 15 minutes to get started on the phone. We'll schedule the walk-through at a time that works for you.
Where are you based?
Brevard Real Merchant Services is in Melbourne, FL. Darren Stutzke is the person you'll talk to. We are an agent of Real Merchant Services.